Are you checking your investment app every morning before your kopi? Many Singaporeans are doing the same right now. Watching those daily NAV numbers can be quite a rollercoaster ride. Is your hard-earned cash actually safe in this volatile market? Let us look at what the community is saying this week.
The Current Market Pulse
The local market sentiment is surprisingly upbeat lately. Our very own STI recently hit the 5000 points milestone. This has many forum members feeling optimistic about their portfolios. Mari Invest MII prices have shown steady growth recently. The NAV price climbed from 9.55 up to 9.60 this week. This steady climb helps many investors sleep much better at night.
- MII NAV reached a high of 9.60 this week
“No wonder I have been sleeping better over the last few days”
- STI hitting the 5000 point barrier recently
“Meanwhile Sinkies can celebrate rubbish STI hit 5000pts! Hahaha.”
Investors are treating MII as a reliable place for spare cash. While other assets like crypto and stocks fluctuate, MII stays relatively firm. Some users reported a 4.95% profit since the public launch. This consistency is vital for those who value capital preservation. Even with small daily ups and downs, the trend remains positive. Community members are actively sharing daily price updates to stay informed.
The Real Struggles
Despite the gains, many investors face confusing technical hurdles. One major pain point is the concept of fund holidays. Many Singaporeans were surprised by how US holidays affect their local apps. For example, Washington’s Birthday on 16 February pauses NAV updates. This creates confusion during the Chinese New Year period. People often expect updates when local banks are open.
- Confusion over US and UK fund holidays
“it will be confusing to think how MII is going to handle Chinese New Year Days”
- Managing losses from holding other volatile assets
“Unrealised return consisting of $434.48 loss from hold.”
Global markets do not stop for our local festivities. Markets in London and the US continue trading during CNY. This means prices can change while you are out visiting. Some investors feel frustrated when their buy orders take days to confirm. A delay until 19 February for a mid-week order is common. This lag makes it hard to time the market perfectly. Capital preservation remains a constant worry for the conservative crowd.
Your Success Path
The most successful investors on the forum use a clear strategy. They do not try to time the daily fluctuations. Instead, they stick to a weekly DCA (Dollar Cost Averaging) approach. This helps to smooth out the average cost of units. One popular contributor has invested $4,000 using this exact method. They focus on the long-term trend rather than daily noise. This approach reduces stress and builds wealth steadily.
- Implementing a weekly DCA strategy for consistency
“For me, I will stick to my weekly DCA against my average NAV.”
- Monitoring US 10Y bond yields as a guide
“Bond yields down = Bond price up. This is a rough reference gauge.”
Keep a close eye on the US 10Y bond yields for clues. When yields dive, bond prices generally tend to rise. This is a helpful gauge for MII movements. Always maintain a portion of your portfolio in spare cash. Use MII as a safety net for your emergency funds. This allows you to stay calm when stocks or crypto dip. Remember that capital preservation is your primary goal for these funds. Stay disciplined and keep your diamond hands ready.
💡 Key Takeaway: Maintain a disciplined weekly DCA strategy and use Mari Invest as a stable safety net for spare cash during global market volatility.
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