Eh, Singaporeans, feeling the pressure to grow your hard-earned money? With the cost of living going up faster than a queue at a popular hawker stall, it’s time to get serious about investing. But where to start? Don’t worry, we’ve got you covered with some key insights from recent investment videos, all tailored for our local context.
Navigating Market Volatility
First things first, the market can be a bit of a rollercoaster, right? One minute it’s up, the next it’s down. According to Kelvin Learns Investing, the S&P 500 has seen some crazy growth recently, but there are signs of market exuberance. So, what to do? Don’t panic and start selling everything! Instead, focus on investing in good companies with consistent profit growth, regardless of market conditions. Think of it like choosing a reliable hawker stall – you know they’ll deliver good food consistently.
Options Trading: A Smarter Way?
Want to try something a bit more advanced? Credit spreads, as explained by Kelvin Learns Investing, could be an option. It’s like getting paid upfront for a trade, with a defined risk. Basically, you’re betting that a stock won’t move too much. They say it has an 80-90% win rate, which sounds pretty good, right? Just remember to choose predictable assets, avoid earnings announcements, and use tools like RSI to identify overbought/oversold conditions. It’s not a ‘sure win’ but it’s a strategy worth exploring.
Bonds: Your Steady Eddy
Looking for something less volatile? Corporate bonds might be your thing. They’re basically loans to companies, offering periodic interest payments. Kelvin Learns Investing explains that bonds are good for short to medium-term goals, like saving for your next BTO down payment or your kids’ education. You can invest directly, through brokers like Moomoo or Tiger Brokers, or via bond ETFs like the Nikko AM SGD Investment Grade Corporate Bond ETF. Remember, higher risk bonds offer higher yields, but also come with more uncertainty. Choose wisely, like you would when picking your favourite cai png dishes.
Crypto: Handle with Care
Okay, let’s talk about crypto. It’s the talk of the town, but it’s also super risky. Kelvin Learns Investing emphasizes the importance of research and risk management. Don’t just jump on the bandwagon because your friend told you to. Understand the technology, use research tools like CoinMarketCap and DeFiLlama, and only invest what you can afford to lose. Think of it like trying a new chilli – start small and see how it goes. Also, be super careful about security, use 2FA, and avoid those dodgy DApps.
Gold: A Safe Haven?
With all the market ups and downs, gold is often seen as a safe haven. Kelvin Learns Investing points out that gold has historically performed well against inflation and acts as a portfolio diversifier. It’s like having a backup plan, just in case things go south. A 5-10% allocation to gold could be a good idea. You can invest in physical gold, gold ETFs, or through accounts like the OCBC Precious Metals Account. It’s not a guaranteed win, but it can help cushion the blow during market downturns.
Actionable Steps for Singaporeans:
- Diversify your portfolio: Don’t put all your eggs in one basket. Consider stocks, bonds, crypto (with caution), and gold.
- Focus on fundamentals: Invest in companies with consistent profit growth, not just hype.
- Do your research: Use tools like CoinMarketCap, DeFiLlama, and TradingView to make informed decisions.
- Manage your risk: Only invest what you can afford to lose, especially with volatile assets like crypto.
- Stay invested for the long term: Don’t try to time the market. Patience is key.
So there you have it, some key investment strategies and market analysis, all tailored for our Singaporean context. Remember, investing is a marathon, not a sprint. Stay informed, stay patient, and most importantly, stay kiasu about your money!
Sources:
This Options Strategy Has Over 80% Win Rate | Beginner's Guide with moomoo Desktop by Kelvin Learns Investing
My Stock Market Prediction For 2025 | The Trump Economy by Kelvin Learns Investing
Ultimate Guide To Investing In Corporate Bonds In Singapore by Kelvin Learns Investing
How To Invest In Crypto | Complete Beginner's Guide [FREE COURSE] by Kelvin Learns Investing
Gold All-Time Highs | Should You Invest In Gold? by Kelvin Learns Investing