Caught your partner cheating, sia? It’s a shocker, especially with a kid involved. You’re not alone, and there are steps you can take to protect yourself and your daughter. Let’s break down your options in Singapore, from HDB to CPF, and how to move forward.
Marriage Woes: SG Realities
Infidelity is a painful reality, and unfortunately, it’s not uncommon. Many Singaporeans find themselves in similar situations, struggling with trust and the future of their families. For PRs with Singaporean spouses, like the original poster, the situation is even more complex, especially when it comes to housing. The desire for a stable home clashes with the challenges of navigating divorce and HDB eligibility. Divorce rates in Singapore have seen fluctuations, with about 7,100 divorces in 2022. Many turn to online forums and communities for support.
“I come from a divorced family, and my intention was always to give my child a complete and loving home — something I didn’t have. That’s why I kept forgiving him.”
HDB Hurdles: Divorce Complications
One of the biggest concerns for PRs facing divorce in Singapore is housing. As a PR, buying an HDB flat directly is not an option until divorce is finalized and you can purchase a resale flat on your own. This can create a significant hurdle, especially with rising property prices and the need to provide a stable home for your child. Many express frustration over the financial strain and uncertainty this situation creates. The emotional toll of infidelity is compounded by practical concerns like housing and financial stability.
“Instead of renting, I actually prefer to purchase a home. But as a PR, I cannot buy an HDB unless I officially divorce and buy a resale flat on my own.”
Action Plan: Secure Your Future
Okay, time to get practical. First, seek legal advice. Most lawyers offer a free initial consultation. They can advise you on your rights regarding child maintenance and spousal support. Next, explore your housing options. If you have sufficient savings, consider purchasing a resale HDB flat after the divorce. Check your eligibility and loan options with HDB. Family Service Centres can also provide support and resources. Remember, you’re not alone, and there are pathways to a brighter future. Prioritize your well-being and your daughter’s. It’s tough, but you can do this! Don’t be afraid to tap on your CPF if it is needed to secure a home.
“Speak to a lawyer (you should be able to get a first consultation for free). You should be entitled to child maintenance and possibly spousal maintenance which will may allow you to afford a better place to live.”
